Payments
Move and collect money with ease. Receive payments, manage collections and keep track of every transaction.
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Take Control of Your Business
Finances Effortlessly
Manage sales, expenses, customers and inventory, collect payments and understand how your business is performing all from one app
ToyoBiasharaManage your Business FinancesToyoFinanceFast loans to SMEs
Simple financial solutions for
businesses and their customers.
Here’s how we help them grow without limits
Business
Write down what you sell and what you buy. At the end of the month the app tells you if you made money or lost it. No calculator, no adding up at night.
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Expenses
Your shop’s money and your own money are two different things. Toyo Book keeps yours separate, so you always know what is really left for you to spend.
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Finance
Keep using the app for a few months. When you need a loan, you already have something to show. Your own records speak for you no papers to go and look for.
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Cargo
Sending goods somewhere? Book the transport here and see where it has reached. The app remembers what it cost, and puts it on that order.
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Farming
Write down what you spend on the farm seeds, fertiliser, workers. When you sell the harvest, the app tells you what one acre actually gave you.
Learn moreThe full finance stack.
ToyoPay gives you the tools to do it from one place. Whether you’re running a business or managing personal money
Run your business from one place.
From everyday sales to expenses, inventory and reports, ToyoBiashara gives you the tools to understand what’s happening in your business and stay in control.
Sales
Record sales, track payments, and monitor business performance.
Expenses
Track expenses, understand your spending, and stay in control.
Products & Inventory
Manage your products, monitor available stock and keep track of what is selling.
Reports & Insights
Turn business activity into clear reports and better decisions.
Take charge of your personal money.
From daily income and spending to budgets and savings goals, ToyoBook shows you where your money goes and helps you keep more of it.
Income & Expenses
Record money in and money out as it happens, including bills that repeat.
Budgets
Set weekly or monthly limits and see what is left to spend.
Savings Goals
Put money aside for what matters and follow your progress.
Analytics
See how your spending changes from month to month, at a glance.
Everything in one app
A cash book, a stock keeper, and a way to get a loan, all in one phone. Free on Android and iOS, made for Tanzania.
Track And Manage
All Your Business
Expenses
Budget. Save. Reach
Your Goals.
Track Sales, Expenses, Customers, Products And Performance With ToyoBiashara.
You’ll love ToyoPay
A cash book, a stock keeper, and a way to get a loan, all in one app. Free on Android and iOS, made for Tanzania.
Level Up Your Knowledge With Our
Latest Blog
ToyoPay launched its product for Personal expense tracker
ToyoPay launched its product for Personal expense tracker
ToyoPay launched its product for Personal expense tracker
ToyoPay launched its product for Personal expense tracker
ToyoPay launched its product for Personal expense tracker
ToyoPay launched its product for Personal expense tracker